Pet Insurance

Get the best for your best friend.

From the unexpected to the routine, Safeco® Pet Insurance gives you the peace of mind you want, and your pet the protection they need.

What is Pet Insurance?

Pet Insurance can help your pet get the best veterinary care available when they need it by reducing the financial burden of unexpected medical costs due to illness or injuries. Plus, preventive wellness options could help you stay ahead of any potential issues altogether.

Why Pet Insurance?

One in three pets needs unexpected veterinary care every year.1

The cost of veterinary care has more than doubled in the past decade.2

Veterinary medicine is advancing with more specialists and treatment options available.

Every six seconds a pet parent is handed a bill for more than $3,000.3

Why Safeco?

  • Stackable discounts that could save you up to 20%
  • Build by a company with more than 100 years of insurance experience
  • Flexibility to use any vet, anywhere
  • No cancellations due to age

Choose what's right for you.

We have two policy options to choose from offering coverage for accidents, illnesses, and routine wellness. Plus you can select the right reimbursement payout, deductible, and annual maximum for your needs and budget.

Safeco offers two types of coverages so you can choose what best fits your needs.

Accident & Illness

  • Accidental injuries (including to permanent teeth)
  • Euthanasia or anesthesia
  • Cremation and burial expenses
  • Ingestion of a foreign object (up to two treatments max per policy year)
  • Accidental death
  • Illnesses (e.g., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Accident, Illness, & Wellness

Everything covered under the Accident & Illness Policy, plus fixed payment amounts for the following (not subject to deductible and annual maximum):

  • Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription medications
  • Boosters and vaccinations

Choose the right level of coverage for your needs and budget:


70%, 80%, or 90%


$250, $500, or $1K

Annual maximum:

$5K, $10K, or $15K

1American Pet Products Association, 2018
2American Veterinary Medical Association, 2018
3PetPlan, 2017

Pre-existing conditions are not covered. Waiting periods, deductibles, benefits limits and exclusions may apply. For policy terms, limitations, and conditions, please visit Wellness coverage reimbursements are based on a schedule. Products, rates, and discounts may vary by state and are subject to change. Products are underwritten by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, MA 02116 and administered by Companion Protect Agency, LLC. Learn more about our privacy policy at ©Liberty Mutual Insurance

AP-9495/E 03/22

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